When Car Accident Victims Don’t Get the Medical Care They Need

A car accident can change your life in an instant. Beyond the physical injuries, navigating the aftermath often means facing insurance companies, medical bills, and lost wages. Unfortunately, many victims don’t receive the medical care they desperately need, either due to financial challenges, insurance issues, or a lack of guidance.

At the Jessica Corley Law Firm, we believe everyone deserves access to the care necessary for a full recovery. Here’s what you need to know if you or a loved one is struggling to get medical treatment after a car accident.

Why Car Accident Victims Miss Out on Care

There are several reasons why car accident victims may not receive proper medical attention:

1. Financial Barriers: Many people cannot afford the out of pocket costs for health care and don't have health insurance.  Even with insurance, high deductibles, copays, and uncovered treatments can deter victims from seeking care.

2. Lack of Immediate Symptoms: Some injuries, like whiplash or traumatic brain injuries, may not show symptoms right away. Victims might delay care until an auto insurance company tells you it is too late.

3. Insurance Denials: Insurance companies sometimes deny claims, questioning the necessity of treatment or the connection to the accident.

4. Uncertainty About Legal Rights: Many victims don’t realize that they can seek compensation for medical bills through a personal injury claim or believe that the auto insurance company must approve and pay upfront for their treatment.  YOU DO NOT HAVE TO WAIT FOR ANYONE to tell you it is okay to get medical treatment when you need it after a car accident.

5. Limited Access to Care: Rural areas or a lack of transportation can make it difficult for victims to get to the medical providers they need.

The Dangers of Skipping Medical Care

Delaying or avoiding medical treatment after a car accident can have serious consequences, including:

- Worsening Injuries: Untreated injuries can lead to chronic pain, permanent damage, or long-term disabilities.

- Weakened Legal Claims: Insurance companies may argue that delays in treatment mean the injuries weren’t serious or weren’t caused by the accident.

- Emotional and Mental Strain: Physical pain often goes hand in hand with emotional distress, making recovery even harder without proper care.

Steps to Get the Care You Need

If you’re struggling to access medical care, here are some steps you can take:

1. Seek Immediate Attention: Visit an emergency room or urgent care clinic after your accident, even if the collision was "minor". Early documentation of injuries is critical. Emergency providers are obligated to see you without upfront payment.

2. Follow Up with Specialists: Depending on your injuries, you may need treatment from orthopedic doctors, neurologists, or physical therapists.  An attorney can help you find funding for this care if you don't have health insurance or can't pay out of pocket.  

3. Document Everything: Keep detailed records of your symptoms, medical visits, over the counter medications you take, and expenses related to your injury.

4. Consult an Attorney: A personal injury lawyer can help you navigate the insurance claims process and connect you with medical providers who understand your situation.

How the Jessica Corley Law Firm Can Help

At the Jessica Corley Law Firm, we’re committed to helping car accident victims get the care they need to heal. We can:

- Help you find trusted medical providers who specialize in accident-related injuries, including mental health professionals.  

- Pursue compensation from the at-fault driver’s insurance to cover costs not paid by your insurance.

- Advocate for your right to comprehensive care, including future medical needs.

You Don’t Have to Face This Alone

No one should have to choose between their health and financial stability. If you’re struggling to get medical care after a car accident, the Jessica Corley Law Firm is here to help. We’ll fight to make sure you receive the treatment and compensation you deserve, so you can focus on what matters most: your recovery.  Contact us today for a free consultation. Let us be your advocate during this challenging time.

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